As you look for ways to help your family save money, you may periodically cancel unnecessary subscriptions and services. Perhaps you have even thought about getting rid of your dental insurance policy. But would that be wise? This blog post considers a few reasons why dental insurance is worth paying for. Hopefully, it will motivate you to use your policy to the fullest extent possible.
Insurance Covers Preventive Care
It is common for dental insurance policies to completely cover the cost of preventive services. Usually, they even waive the deductible. Therefore, you may be able to attend your twice-yearly cleaning and checkup for absolutely nothing out of pocket. In some cases, the value of these preventive services exceeds the annual cost of a dental insurance plan.
You Can Prevent Major Procedures
If you diligently visit your dentist every six months for a cleaning and checkup, you allow your dental team to identify and treat oral health issues as early as possible. For example, they might discover that you have a small cavity. If you receive a filling, your dental insurance is likely to cover up to 80% of the cost of your treatment, leaving you with a healthy smile and an affordable dental bill.
On the other hand, if you cancel your insurance, you will be less likely to attend regular checkups and cleanings. You might be unaware that you have a small cavity. Over time, that cavity could worsen until it reaches the point where it is a severe spot of decay. Instead of receiving a filling, you may need root canal therapy and a crown. You might even need to get the tooth extracted and replaced with a bridge or dental implant. You would likely pay thousands of dollars out of pocket just to get your oral health back on track.
You Can Protect Your Overall Health
Did you know that oral health and overall health are strongly connected? Research has shown that untreated gum disease is associated with a heightened risk of numerous systemic conditions, including heart attack, stroke, dementia, and more.
If you use your dental insurance policy to take care of your mouth, you might delay or prevent the onset of some serious medical problems. Therefore, you may enjoy a high quality of life and lower overall care expenses.
Is dental insurance worth paying for? It is if you use it! Learn how your policy works so you can take full advantage of your benefits.
Meet the Practice
Aveni Dental Professionals is home to a talented team of dentists and support staff. We recognize that many of our patients are concerned about the cost of care, so we accept more than 200 different dental insurance plans. To learn how we may be able to help you maximize your benefits, contact our Plymouth, MA, office at 508-876-3381.